Did you know most coyotes are illiterate?

Lemmy.ca flavor

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Joined 8 months ago
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Cake day: June 7th, 2025

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  • ZFS doesn’t require more RAM (or at least not meaningfully more), it just uses it if you have it. The RAM/ARC can be turned down in the configuration if you don’t want it to do that. I think on Linux other filesystems just use the native Linux RAM cache instead(?), so it’s basically the same thing as ARC, just less prominent? Also, doesn’t ZFS have RAIDZ expansion now? Actually a lot of this article smells funny… probably because they just happen to know more about BTRFS. Doesn’t BTRFS still have the RAID5/6 write hole? I wonder what sort of setup they’re using if they’re running it on a NAS.


  • After a certain point I think the more likely scenario is not that right-wingers keep “falling for it”, it’s that they have a singular motivation that they need to hide with other more socially acceptable excuses. When those excuses are cast aside whenever convenient, they get to appear outraged and tricked, all while their real goal continues chugging along. This also sets up a sock dummy for leftists to laugh at and pretend that progress is being made, while in fact nothing has changed. IDK, maybe there are people genuinely being convinced otherwise, but we’re about a decade into this nonsense and if someone didn’t exit the train about… a decade ago, it says almost everything we need to know about them.








  • On the surface yeah it sucks, but remember that they can charge any price they want at any time. The only reason they don’t is because it would hurt sales to price something higher than what people will pay. This scheme can only work if a substantial amount of people buy into the scheme, i.e. the sales they lose from regular people unwilling to pay abnormally-high prices is worth the secondary value of those that give up their data or get sucked in to the loyalty programs/etc.


  • I did say VTWAX (i.e total “world”), which diversifies out of a lot of problems like the Nikkei 225 and the potential collapse of America, but yes the math is not 100% gospel because at the end of the day anything can happen. Oftentimes, when calculating for a decades-long downfall of the entire world economy, the real answer is that if that happens everything is super fucked no matter what you planned for. All we can do is run simulations on historical data and get statistical significance for numbers we’re pretty comfortable with. If someone is actually pulling the trigger (i.e. retiring) for real on these numbers, I’d strongly suggest they get more familiar with why these numbers are what they are and are prepared to spend less when needed in a rare edge case scenario.

    And as you said, for this thread in particular it’s just an estimation to ballpark how much capital realistically translates into what sort of wealth for someone’s life. IMO it’s very useful to be able to estimate how a layman’s capital generation/retirement works because most people just give up on finances immediately and have no concept of what wealth even means. Does someone ever really need 20 million dollars? I’d wager most people just aren’t sure. Now we know which people we can eat.


  • A simple estimation based on investing that amount of money into a total world stock market index fund (e.g. VTWAX) would be your yearly expenses divided by 3.25% (pretty conservative rate). The idea is that you withdraw 3.25% of your wealth from the stock market every year, and you’ll be able to withdraw that much purchasing power every year forever due to compound interest pushing the number up as you withdraw. Realistically if you’re not withdrawing the full amount blindly during market downturns you can kick that number up to 4% or even more, but 3.25-3.5% is basically impossible to go broke with, and most likely will quickly increase your nest egg to double/triple/etc in most universes.

    So, if my expenses were 50k/year in post-tax money, I would need to invest ~1.5 million in order to withdraw 50k of “free” money per year forever, inflation-adjusted. You can do the rest of the math on how many post-tax expenses a normal person/family has and will quickly reach the conclusion that hey, a billion dollars is kinda fucking crazy.